Ardent Capital DAC (“Ardent”, “we”, “us”) is committed to protecting the personal data of those who use this website and who make enquiries to us. This policy is issued under the General Data Protection Regulation (GDPR) and the Data Protection Acts 1988 to 2018.
1. Who we are
Ardent Capital DAC is a designated activity company registered in Ireland, registered number [CRO number], with its registered office at [registered office address]. We are the data controller for personal data collected through this website. You can contact us about data protection at [privacy@ardentcapital.ie].
2. What we collect
When you submit an enquiry we collect your name, company name, email address, telephone number (if provided) and the details of the proposal you describe to us. When you browse the site we collect technical data such as your IP address, browser type and pages visited, through cookies as described in our Cookie Policy.
3. Why we use it, and the legal basis
- To respond to your enquiry and assess whether we can lend — on the basis of taking steps at your request before entering into a contract, and our legitimate interest in operating a lending business.
- To carry out customer due diligence, credit assessment and anti-money-laundering checks if a transaction proceeds — on the basis of our legal obligations.
- To operate, secure and improve the website — on the basis of our legitimate interests.
4. Who we share it with
We share personal data only where necessary: with our professional advisers (solicitors, valuers, accountants) in connection with a proposed transaction; with service providers who host our website and email; with credit reference and identity verification agencies where a transaction proceeds; and with regulators or law enforcement where required by law. We do not sell personal data.
5. International transfers
Our service providers may process data outside the European Economic Area. Where they do, we ensure appropriate safeguards are in place, such as the European Commission’s standard contractual clauses.
6. How long we keep it
Enquiry data that does not lead to a transaction is kept for [24 months] and then deleted. Data relating to a completed loan is kept for the life of the facility and for [six years] afterwards to meet our legal and regulatory obligations.
7. Your rights
You have the right to access the personal data we hold about you, to have inaccurate data corrected, to have data erased where there is no good reason for us to keep it, to restrict or object to processing, to data portability, and to withdraw consent where processing is based on consent. To exercise any of these rights, email us at the address above. You also have the right to lodge a complaint with the Data Protection Commission (dataprotection.ie).
8. Changes to this policy
We may update this policy from time to time. The date of the latest version is shown below.
Last updated: [date] · This draft must be reviewed by Ardent’s solicitor before launch.